
Effective as of August 1, 2025
Loan Type
|
Term |
APR*
|
New Auto (Less than 10,000 miles) |
Up to 72 months |
4.75% |
73-84 months |
5.75% |
|
Used Auto |
||
Year Model 2023-2025 |
up to 60 months |
5.00% |
Year Model 2023-2025 |
61-72 months |
6.00% |
Year Model 2021-2022 |
up to 60 months |
5.00% |
Year Model 2021-2022 |
61-72 months |
6.00% |
Year Model 2019-2020 |
max term 54 months |
6.00% |
2018 & Older- Max LTV < 90% |
up to 42 months |
7.99% |
Horse/Utility Trailers |
max term 72 months |
7.99% |
Savings Secured Loan (Savings/CD Rate + 3.0%) |
up to 60 months |
3.10% |
Personal/Signature Loan |
max term 60 months |
10.50% |
Personal Line of Credit |
|
10.50% |
Overdraft Protection Loan |
|
18.00% |
Home Equity Fixed 80% or less LTV - First position Deed of Trust |
12 - 180 Months |
6.25% |
Home Equity Fixed 80% or less LTV- Second position Deed of Trust |
12 - 180 Months |
6.25% |
Vision Visa Credit Card - Classic |
|
12.95% |
Vision Visa Credit Card - Platinum |
Fixed rate |
7.50% |
*APR = Annual Percentage Rate
Interest Rate to be determined by Equifax Beacon Score on date of loan closing.
Vision Financial Federal Credit Union
214 Pacific Avenue
PO Box 15818
Durham, North Carolina 27704
Phone: (919) 477-0696
or (800) 235-8455
Fax: (919) 471-8211
Routing Number: 253175517
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