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Loans | Savings | Certificates
Prime Rate 3.25%
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Integrated Web Calculator
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| Loans |
Term |
APR*
as low as
|
Calculate |
| New & Used Auto (2004 & Newer) |
Up to 36mths |
4.25%
|
 |
| 48 months |
4.50%
|
 |
| 60 months |
4.50%
|
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| 72 months |
5.75%
|
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New Auto (2009-2010), $30,000 and over
|
84 months |
7.90%
|
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| Used Auto (2003 & Older) |
Up to 48mths |
9.90%
|
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| Savings Secured Loan (Savings Rate + 3.0%) |
24 months |
3.25%
|
 |
| Stock Secured Loans |
36 months |
7.95%
|
 |
| Personal Line of Credit |
36 months |
12.95%
|
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| Overdraft Protection Loan |
36 months |
18.00%
|
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| Education Loans |
36 months |
5.95%
|
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| Home Equity Fixed 80% LTV |
12 - 180 mths |
6.00%
|
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Home Equity Line of Credit 80% LTV (Prime - Minimum rate of 6.00%)
|
12 - 180 mths |
6.00%
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*APR = Annual Percentage Rate
Interest Rate to be determined by Equifax Beacon Score on date of loan closing.
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Apply for a loan
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| Savings |
Term |
Rate
|
APY*
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| Share Savings |
|
0.25%
|
0.25%
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| Share Checking (ADB $500) |
|
0.10%
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0.10%
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| Money Market |
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0.30%
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0.30%
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| Money Market (Balance over $25,000) |
|
0.30%
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0.30%
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| IRA |
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1.15%
|
1.16%
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| Roth IRA, Coverdell and Health Savings Account |
|
1.15%
|
1.16%
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| Christmas Club |
12 months |
0.25%
|
0.25%
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| Vacation Club |
12 months |
0.25%
|
0.25%
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| *APY = Annual Percentage Yield |
Savings Calculators
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| Certificates |
Term |
Rate
|
APY*
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| Certificate or IRA |
6 months |
0.50%
|
0.50%
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| Certificate or IRA |
12 months |
0.65%
|
0.65%
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| Certificate or IRA |
18 months |
0.85%
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0.85%
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| Certificate or IRA |
24 months |
1.05%
|
1.06%
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| "Step-up" Certificate or IRA |
36 months |
1.25%
|
1.26%
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| Student Certificate |
12 months |
1.65%
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1.66%
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$100,000 or more = additional 0.10% on all CD's
*APY = Annual Percentage Yield
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