We are here to help our members obtain financial stability and security. We strive to provide you with that through our products and services; which is precisely the reason why want to introduce you to BALANCE.

BALANCE is a comprehensive financial education and counseling service that partners with Credit Unions nationwide to help members with their financial questions and problems - FOR FREE. 

• Do you have an account in collections or are you thinking about filing Bankruptcy?
• Have you recently been declined for a loan or credit card?
• Are you interested in buying your first home?
• Are you regularly using payday or title loans?
• Do you have excessive NSF (non sufficient funds) activity?
• Are you struggling to keep afloat after losing your job?
• Do you have questions about the importance of your credit report and/or credit score? 
• Are you trying to plan for your retirement?
• Do you assistance balancing your checkbook?
• Are you thinking about buying a new car?
• Are you going through a financial life change like divorce, marriage, starting a family or coping with the death of a family member?

If you answered "Yes" to any of these questions you would be surprised about what BALANCE can do for you and your financial future!

BALANCE Offers:

• Money Management Counseling -
  • Basic Money Management Tools
  • Goal Setting Assistance 
  • Budgeting Tips
  • Savings Plans
  • Bankruptcy Prevention
  • Avoiding Foreclosures, Repossessions or Charge-Offs
• Home Buying Advice
• Buying or Leasing a Car Tips
• Debt Repayment Strategies - 
  • Increasing Income
  • Accelerating Payments
  • Decreasing Living/Daily Expenses
  • Adjusting Interest Rates
  • Refinancing Loans
  • Accessing Home Equity
  • The Debt Management Plan - The BALANCE counselors will contact your creditors to request lower interest rates, decreased minimum payments and/or settlement offers!
• Handling Job Loss and Other Financial Crisis
• Credit Reports and Credit Scoring

It Really Works!!

For quality improvement, BALANCE surveyed members after they spoke with a representative.These results (below)
show that members are really benefiting from working with BALANCE.

• 72% Significantly Reduced Their Debt
• 40% Purchased or Refinanced a Home
• 40% Began or Increased a Savings or Investment Plan
• 21% Purchased, Refinanced or Leased a Vehicle

Contact BALANCE counselors at:
1-888-456-2227
Monday - Thursday from 8:00am - 11:00pm
Friday from 8:00am - 8:00pm
Saturday from 11:00am - 8:00pm
English: www.balancepro.net/index.html
Spanish: www.balancepro.net/spanish/index.html